Save faster for a home deposit or other milestones
Pay off your mortgage and loans sooner
Analyse your spending habits and create a budget
Communicate with your broker and receive updates
Plan for retirement and future goals
Easily keep track of assets & your net financial wealth
Elevate your money game
Visual tools that power up your finances
Get the My Finance Agent App
POWERED BY dosh
Track your spending, savings, investments, assets and net worth all in one game-changing money app.
Frequently Asked Questions
The My Finance Agent app is powered by dosh. Dosh is an award-winning platform that leverages the open banking framework as well as selected third-party data providers to allow customers to link their institution accounts (bank accounts, credit cards, loans, vehicle financing, mortgages, super etc.), as well as owned vehicles and owned property into a single, easy to use application. As we continue to expand the app, we have several new and innovative tools coming to make visualising your finances even more powerful.
No, you do not have to be a current My Finance Agent client to qualify for access. But you will need to submit your details in the form above so that we can set you up in our system. We respect your privacy. You may unsubscribe from communications or delete the app at any time. Please call us on (02) 8313-8400 if you have any questions.
Very safe and secure. For your protection and peace of mind, we have taken a variety of steps to ensure security, privacy and data protection are meeting the standards set out by the ACCC.
This starts with the infrastructure and authentication practices:
All data is stored and geo-fenced to Australian AWS servers
App is only available in Australian App/Play stores
Financial data does not leave Australia
Customer data is de-identified and encrypted at rest and in transit
Two-factor authentication (2FA) is required for all accounts
Complex passwords are enforced
One-time password (OTP) authentication is enforced
Additionally:
We do not store bank login details: When you link your accounts, you will use your bank login details. Once authenticated, we use a supplied alphanumeric key to securely access financial data from then on. We do not store bank login details anywhere at any time.
Encrypted end-to-end: All communications with our data partners are 100% encrypted end-to-end. This includes our communication with financial institutions and your broker, advisor and any other financial professionals.
No transactions: No transactions are allowed in our app or platform for any reason at any time. In the unlikely event of a breach, our app data is read-only to ensure no impact to your banking accounts or portfolio at any time.
Third party tested: The app is subject to independent safety and security testing twice a year. Dosh's most recent test was conducted by CloudTrace where the app passed the semi-annual penetration test. CloudTrace conducts our PenTests (view attestation letter). Assurance Labs conducts our compliance assessments (view attestation letter).
OPEN BANKING COMPLIANCE
While we are now a Consumer Data Right (CDR) Representative under our data partner Yodlee, we also continue to engage independent partners to enhance our security posture and accreditation. Our development partner is ISO 27001 certified and history reports are required for all staff and contractors. We carry all necessary cybersecurity insurance, which is reviewed annually.
CDR Approval:
• ASAE 3150 certification in Feb 2024
• ACCC approval for CDR Representative status under Yodlee (from February 2024)
The My Finance Agent App is designed to give you vision and control over all of your finances. The app also includes optional functionality to share your financial information with your broker. This can greatly enhance the support we offer, such as:
Streamline your loan process: If we’re helping you with a loan application, sharing your financial documents through the app saves you time. Instead of having to gather and email documents separately, we can access everything we need directly, making the loan process quicker and easier—so you don’t have to worry about it.
Customised guidance on your goals: We understand that saving for a home or building wealth is a long-term journey. By sharing your financial information, we can provide personalised advice and offer check-in calls to help you stay on track. Our aim is to support you as much as possible, giving you the guidance you need to achieve your goals.
Maximise your wealth creation potential: Your first property is just the beginning. If we see you have potential equity in your home, we can notify you about opportunities to reinvest and grow your wealth. You won’t need to reach out to us—we’ll keep an eye on things and let you know when the time is right to take advantage of your equity position.
PERMISSIONS BASED SYSTEM
We’re here to make your financial life easier, but only with your permission. You’re always in control, and you can start and stop sharing your data at any time. We have created a permissions based system that enforces compartmentalised access to system tools and data.
The broker can only see their own customers
We follow strict Open Banking consent requirements as defines by the ACCC
Clients can revoke access at any time
Clients can cancel and close their account at any time
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Apply for your free account
Enter your details to receive your customised account set up link.
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Dosh is an award-winning money management app developed by Australian tech experts Dineiro.
Available exclusively on the Australian App and Play Stores, it helps financial professionals deliver top-notch service.
To access the My Finance Agent App, register below and wait for your login details + installation instructions. Initially, the app will appear generic, but once you log in, it will update with My Finance Agent branding and unlock your exclusive benefits.
