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Self Managed Super Fund Loans
Commercial and residential SMSF lending
Your independent lending expert
FBAA Finance Broker of the Year (NSW & ACT) 2023
Local Business Awards Winner Best Professional Services (Sydney) 2019 & 2024
5.0 CUSTOMER RATING
150+ reviews
FBAA FINANCE BROKER OF THE YEAR (NSW &ACT) 2024
Self Managed Superannuation Fund Loans
It was clear from the start that My Finance Agent's brokers are experienced and knowledgeable about SMSF loans. —Nick
HUNDREDS OF HAPPY CUSTOMERS
We offer tailored SMSF loan solutions designed to increase your investment opportunities.
PROVEN SMSF LOAN EXPERTISE
Our mission is to help maximise the earning potential of your super fund.
We do this by providing advice on tax-structured lending and finding you the right loan product at the most competitive rate, across commercial or residential property investments.
We can work independently or with other members of your advisory team to formulate a customised strategy that supports your retirement goals.
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Why choose us for your SMSF loan?
Proven experience in investment lending.
5.0 CUSTOMER RATING
150+ reviews
Found the right property?
You can rely on us to ensure that the loan process goes smoothly.
Paperless process
Forget about the stress of a paper chase. Our document management process is nearly 100% electronic for your convenience, privacy and peace of mind.
Smooth settlement process
We coordinate with you and your parties, as well as the vendor's representatives, to make sure everything goes smoothly.
Follow up care & appreciation
Where other brokers wave goodbye, we turn up with a housewarming gift. We also conduct post-settlement check-ins and annual reviews for the life of your loan.
Customised strategy
Owning assets can open up all sorts of wealth-building opportunities. If you are interested in investing, retiring, growing a business, or simply paying off your mortgage sooner, we can help to devise a customised strategy.
We help you navigate the complexities of an SMSF loan.
We secure you competitive rates and flexible loan structures to support your investment strategy, as well as guide you through the rules of borrowing within your self-managed super fund.
Loan compliance
Competitive interest rates
Loan structuring
Risk management
SMSF Loan FAQs
We're here to answer all of your questions.
Eligibility for an SMSF loan depends on factors such as the financial health of your SMSF, your fund's compliance with regulations, and the ability to demonstrate a clear investment strategy. We will assess your situation to determine if an SMSF loan is the right option for you.
You'll need your SMSF trust deed, financial statements, proof of income for the fund, a detailed investment strategy, and identification for trustees. We’ll provide a comprehensive checklist tailored to your SMSF loan application.
The SMSF loan process involves several steps and will be influenced by the type of property (residential or commercial) being purchased. Generally speaking, the process involves: assessing eligibility, gathering necessary documentation, obtaining loan approval, and purchasing the property. We guide you through each stage, ensuring compliance and smooth execution.
Following settlement, we remain in touch to check that the loan is set up properly and running smoothly. We then conduct a loan review every year to ensure that your rate, terms and loan features are always market-leading for your situation.The process can take anywhere from 6 to 12 weeks, depending on the complexity of the loan and the property purchase. Our team works diligently to keep the process on schedule.
Costs include lender fees, legal fees, property valuation fees, and potentially, financial advice and brokerage fees. We provide a detailed, upfront and transparent breakdown of all costs so you can plan your investment confidently.
The first step is to assess your SMSF’s financial position and investment goals. We recommend starting with a free consultation to discuss your options and ensure SMSF lending aligns with your strategy.
Expert support for SMSF trustees.
We simplify the process of securing an SMSF loan. At the same time, we guide you through the rules, risks, and benefits associated with SMSF property investment.
Our team provides clear guidance to ensure your SMSF investment aligns with your long-term financial goals.
Plus, we are invested in maximising your returns so that you can live the retirement lifestyle you desire.
Delivering a gift to Andrew when his SMSF loan settled.
Property Reports
Investing requires thorough research. We equip you with free CoreLogic property profile reports for smarter property investments.
Events & Education
Stay informed with free educational articles, newsletters, seminars, and events, backed by expert guidance for confidence.
SMSF Tools & Resources
We support you every step of your financial journey
My Finance Agent App
Play smarter with our award-winning app, tracking bank accounts, property, assets, and more in one place.
Where other brokers lean out, we lean in
Work with a professional lending expert who cares about you and your financial future
Annual Loan Reviews
We keep fighting for a better deal for you.
Customised Strategy
Loan solutions tailored around your goals.
Events & Education
Tools to make strong financial decisions.
Client Appreciation
VIP perks are standard for every client.
